Sports and Activities Cover

The following activities are covered as standard
Activity Medical Excess Personal Accident Public Liability
Athletics Standard Standard Standard
Badminton Standard Standard Standard
Baseball Standard Standard Standard
BMX Standard Standard Standard
Bowls Standard Standard Standard
Cricket Standard Standard Standard
Cross county running Standard Standard Standard
Curling Standard Standard Standard
Cycling Standard Standard Standard
Fell running Standard Standard Standard
Golf Standard Standard Standard
Heptathlon Standard Standard Standard
Hiking under 2000m alt. Standard Standard Standard
Jogging Standard Standard Standard
Netball Standard Standard Standard
Orienteering Standard Standard Standard
Rambling Standard Standard Standard
Roller Blading/Line skating Standard Standard Standard
Rounders Standard Standard Standard
Running/sprint/long distance Standard Standard Standard
Safari Standard Standard Standard
Scuba diving Max 15m Standard Standard Standard
Skate boarding Standard Standard Standard
Snorkelling Standard Standard Standard
Squash Standard Standard Standard
Tennis Standard Standard Standard
Trekking Under 2000m alt. Standard Standard Standard
Triathlon Standard Standard Standard
Volleyball Standard Standard Standard
Water polo Standard Standard Standard
Windsurfing Standard Standard Standard
Yachting/Crewing inside territorial waters Standard Standard Standard

No additional premium is required for the following activities.
Personal Accident and Public Liability covers are excluded.
Activity Medical Excess Personal Accident Public Liability
Archery Standard Excluded Excluded
Boxing training Standard Excluded Excluded
Camel/elephant riding Standard Excluded Excluded
Canoeing/kayaking Standard Excluded Excluded
Field hockey Standard Excluded Excluded
Fishing Standard Excluded Excluded
Flying as passenger in small private aircraft Standard Excluded Excluded
Football Standard Excluded Excluded
Gaelic football Standard Excluded Excluded
Go karting Standard Excluded Excluded
Hiking over 2000m but under 6000m alt. Standard Excluded Excluded
Horse riding Standard Excluded Excluded
Parascending (over water) Standard Excluded Excluded
Roller hockey Standard Excluded Excluded
Trekking over 2000 but under 6000m alt. Standard Excluded Excluded
White/black water rafting Grades 1-4 Standard Excluded Excluded

An additional premium is charged for the following activities.
Please select those required by ticking the box when you get a quote.
Personal Accident and Public Liability covers are excluded.
Activity Medical Excess Personal Accident Public Liability
Abseiling Standard Excluded Excluded
Animal conservation/Game reserve work Standard Excluded Excluded
Canoeing/kayaking (white water) Standard Excluded Excluded
Clay pigeon shooting Standard Excluded Excluded
Cross channel swimmimg Standard Excluded Excluded
Dry skiing Standard Excluded Excluded
Fencing Standard Excluded Excluded
Gymnastics Standard Excluded Excluded
Handball Standard Excluded Excluded
High diving Standard Excluded Excluded
Hot air ballooning Standard Excluded Excluded
Jet skiing/boating Standard Excluded Excluded
Kite surfing/landboarding/Buggying Standard Excluded Excluded
Lacrosse Standard Excluded Excluded
Marathons Standard Excluded Excluded
Martial arts (training) Standard Excluded Excluded
Motorcycling (under 50cc) Standard Excluded Excluded
Mountain biking Standard Excluded Excluded
Mountain boarding Standard Excluded Excluded
Paintballing Standard Excluded Excluded
Rowing (inland/coastal) Standard Excluded Excluded
Sail/sandboarding Standard Excluded Excluded
Scuba diving max 30m Unqualified Standard Excluded Excluded
Scuba diving max 40m Qualified Standard Excluded Excluded
Surfing Standard Excluded Excluded
Wake boarding Standard Excluded Excluded
War games Standard Excluded Excluded
Water skiing Standard Excluded Excluded
Weight-lifting Standard Excluded Excluded
Zorbing/hydrozorbing Standard Excluded Excluded

An additional premium is charged for the following activities.
Please select those required by ticking the box when you get a quote
Personal Accident and Public Liability covers are excluded and there is an additional £250 excess for Medical Expenses.
Activity Medical Excess Personal Accident Public Liability
American football 250 Excluded Excluded
Bungee jump (max 3) 250 Excluded Excluded
Gliding 250 Excluded Excluded
Hang gliding 250 Excluded Excluded
Motor cycling over 50cc 250 Excluded Excluded
Parachuting 250 Excluded Excluded
Paragliding/parapenting 250 Excluded Excluded
Parascending (over land) 250 Excluded Excluded
Rugby 250 Excluded Excluded
Sand yachting 250 Excluded Excluded
Sky diving 250 Excluded Excluded
White/black water rafting Grade 5-6 250 Excluded Excluded
Yachting/crewing Outside Territorial Waters 250 Excluded Excluded
BCU Canoeing/kayaking grades 1-3 250 Standard Standard
BCU Canoeing/kayaking grades 4-6 250 Standard Standard

All cover is EXCLUDED for the following activities.
Activity Medical Excess Personal Accident Public Liability
Boxing Excluded Excluded Excluded
Canyoning Excluded Excluded Excluded
Caving/Cave Diving Excluded Excluded Excluded
Flying as pilot Excluded Excluded Excluded
Horse Jumping or racing Excluded Excluded Excluded
Hunting/Shooting Excluded Excluded Excluded
Hurling Excluded Excluded Excluded
Martial arts competition Excluded Excluded Excluded
Micro-lighting Excluded Excluded Excluded
Motor racing Excluded Excluded Excluded
Mountaineering Excluded Excluded Excluded
Parasailing Excluded Excluded Excluded
Point-to-point Excluded Excluded Excluded
Polo Excluded Excluded Excluded
Potholing Excluded Excluded Excluded
Professional sports Excluded Excluded Excluded
Quad biking Excluded Excluded Excluded
Rock climbing Excluded Excluded Excluded
Shark feeding/cage diving Excluded Excluded Excluded
Steeplechasing Excluded Excluded Excluded
Wrestling Excluded Excluded Excluded