Territorial Limits

The level of cover applicable to you will depend upon the premium paid.

Area 1 - United Kingdom (England, Scotland, Wales and Northern Ireland).

Area 2 - Europe west of the Ural Mountains plus all countries with a Mediterranean coastline excluding Libya, Lebanon and Israel.

Area 3 - Worldwide excluding the USA, Canada, the Caribbean and Bermuda.

Area 4 - Worldwide including the USA, Canada, the Caribbean and Bermuda.

Trips within your home country of the United Kingdom, Channel Islands or Isle of Man are included providing a minimum of 2 nights are spent in paid accommodation.